Unfortunately, auto insurance fraud and abuse has been on the rise in recent years. Policyholders must be aware of the tricks and tactics that are being used to commit these acts to prevent them from becoming a victim themselves.
The sad fact is that every time a person is victimized by auto insurance fraud and false claims, the consumer winds up paying for it as their insurance premiums will rise to cover the losses. Therefore, it is a good idea to become aware of some of the common tricks that are presently being used by these dishonest individuals. Here are some tips to protect you from fraudulent activity if you become involved in an auto accident.
When you become involved in an auto accident, you should call your insurance company right away. Many of them will help you manage the details at the accident scene such as addressing the other driver, setting up a tow truck, getting you hooked up with their preferred body shop, and even arranging a rental car for you. This will keep you on a specific path as outlined by your insurance policy.
Be sure that you’re aware and know which body repair shops are approved by your insurance company. Most policies already have agreements in place with preferred vendors. As a result, repairs are guaranteed in the procedures are already in place to get your work paid for.
Be suspicious of any tow trucks that suddenly appear at the traffic scene. There are some tow drivers who are dishonest and are seeking out accidents in which to take advantage. These drivers are often affiliated with certain repair shops and other types of businesses involved in auto accidents.
Ensure that you keep very detailed records of all your medical treatments to include dates, locations, and the types of treatments received. In fact, any little expense that has resulted from your auto accident should be recorded and documented. Spend some time comparing your records against those from your insurance companies and make sure that the bills are accurate.
You must always carefully read anything that a ton truck driver, personal injury lawyer, or healthcare provider requests that you sign. And never ever sign any Blank insurance claim forms.